830.262.0892
1221 S. Main Street, Suite 202, Boerne, TX 78006

Stated Income Real Estate Financing

Stated Income Real Estate Financing

Our stated income real estate loans are ideal for clients who have struggled to secure conventional financing due to poor credit history and/or other qualifying factors. A stated income real estate loan offers a financing solution for your business while you work to repair any items that have negatively impacted your credit history. While there is a minimum score requirement 600, this loan is primarily extended based on the value of the property being purchased.

Assuming the property being purchased has a value that is sufficient to cover the property taxes, insurance, and mortgage payments, the likelihood of approval is high. In addition, these loans can be approved quickly due to the minimal documentation requirements associated with the loan.

  • Loan amounts up to $500,000
  • Fixed rates starting at 6.99%
  • Loan terms up to 25 years
  • Interest only options available
  • Up to 75% LTV for some property types and qualifying credit profiles
  • Closing within 3-4 weeks
  • Minimum 600 credit score required

If you think a stated income commercial real estate loan may be the solution you’ve been waiting for, we want to hear from you as soon as possible. Contact us today to begin the application process and close on your loan as soon as possible.

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