1221 S. Main Street, Suite 202, Boerne, TX 78006

Equipment Leases and Loans

Equipment Leases

With an equipment lease, the lender (funding source) is the owner of the equipment, and the borrower (end-user) has the right to use the equipment for a specified length of time (lease term) and a specified monthly payment. The title to the equipment remains with the funding source until the end of the lease term, at which time the end-user can either purchase, return, or continue to lease the equipment. Most lease options offered by Scarlan Capital Group are either $1.00 purchase option leases or fair market value (FMV) options not to exceed 10% of the original equipment cost. With these options, the title is transferred to the end-user at the end of the lease term. Equipment leases are available to any type of business essential equipment including all types of capital equipment, heavy machinery, FF&E, hardware, software, and soft costs such as installation and consultation.

Equipment Loans

With an equipment loan, the borrower (end-user) retains title to the equipment and the lender (funding source) has a security interest in the equipment as collateral for the loan. While most equipment loans require an initial down payment between 10-20% of the equipment’s invoice cost, we offer equipment loan programs that will finance 100% of the invoice price with no down payment requirements.

  • Utilize our products to purchase new equipment, used equipment, or refinance existing equipment debt
  • Finance up to 100% of the equipment cost
  • Approval and funding within 48 hours for requests less than $250,000
  • Ability to fund equipment purchases for most industries and start-up businesses


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